Getting your mortgage is just one part of getting into a new home. Mitchell Prime Properties is seasoned at helping new and experienced in all areas of real estate. Call me today at 336-722-9911 if your needs include a real estate pro experienced at the business side of real estate.

Looking to finance a new home in Winston-Salem? Mitchell Prime Properties can help.

Feeling lots of anxiety over getting financing for a home purchase? You don't have to be. I have excellent relationships with many mortgage lenders in the Winston-Salem area, and they've helped me learn a few things that will make the loan application process much easier.

1 – Organize a list of questions about your loan program

Be sure to bring a list of questions with you if you find that you do not perfectly understand the advantages and disadvantages of the different programs. One of my trusted lenders or I will assist you with understanding the advantages and disadvantages of each program, because it's hard to know the distinctions between both fixed and adjustable rate mortgages.

2 – Decide when to lock

When you lock in the rate, it designates that your lender keeps to the interest rates for the loan – ordinarily at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between the loan application day and issuance of closing documents. Buyers who decide to float presume that interest rates will dip in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Gather your paperwork

Getting a mortgage loan requires a lot of paperwork, so you should spend some time getting all your documentation together. Click here to see general questions you'll have to answer on a loan app.